Expat house insurance in Spain
An exclusive and convenient service.
Home insurance designed for foreigners living in our country. All the coverage and services you and your house may need. Maximum protection tailored to your needs and at the best price.
What if, in addition to everything you expect from your insurance, it offered you much more at no extra cost? At Reale we want to make you feel special, so as well as speaking your language, you can enjoy these benefits without having to pay more for them.
Learn about our star coverage
- The right plan for every type of home: We can cater for every type of home no matter what you use it for: main dwelling, holiday dwelling, vacant dwelling or rental dwelling.
- Handyman Service: Our 2-hour household repair service will keep your home looking good as new: hanging up pictures, putting up shelves, fitting door handles and much more.
- Servihogar: We are always available to solve any unexpected problems in your home. Emergency services include: emergency electrician, locksmith, security guard, etc.
- Theft from a vehicle: We offer coverage for the personal effects and possessions stolen from inside our policy-holder’s vehicle, provided it is inside a closed garage or car park.
- Theft outside the house: We have got you covered if your property is stolen outside the home, or if this happens to your spouse or children. This includes the cost of reissuing documents, such as a passport or driving licence.
- Bank card fraud: We cover the losses caused when others use bank cards stolen from inside or outside the insured home, whether they are yours (as the insured party) or they belong to your spouse or children.
- Occasional rental: If you decide to rent out your home on an occasional basis, we cover civil liability and any vandalism caused by the temporary tenants, both in your home and in that of third parties (this coverage is only available for the Main Dwelling plan).
Quality commitment*
We are so sure of the quality of our service that if we fail to comply with our commitments within the repair period, we will refund the annuity of your insurance policy:
- Within 24 hours, a professional will contact the policy holder and visit their home.
- Within 48 hours, we will inform you of the repair plan.
- Within 72 hours, the designated professional will begin the repair work.
*Request telephone advice or consult one of our brokers to find out more about the details of our commitment.
Coverage and services
Reale offers you modular and configurable insurance so it can be adapted to any type of home: penthouses, lofts, villas, etc. All the coverage you need, at the best price.
We adapt to the type of home you have and the way you use it. We have the plan that best fits your needs:
- Main Dwelling (MD)
- Holiday Dwelling (HD)
- Rental Dwelling (RD)
- Vacant Dwelling (VD)
What if I leave the tap running and cause damage to all my neighbours? By insuring your home with Reale, you will have this and other damage to third parties covered. Available in all four plans.
- Civil Liability
Your home is your refuge, which is why we protect it against unexpected problems caused by elements like rain, wind, hail, snow, lightning, fire, smoke and much more. Available in all four plans.
What if my washing machine breaks and my apartment floods with all my things inside? Protect your home against any material losses caused by water leaks from pipes, drains, tanks, appliances, taps or stopcocks, etc. Coverage available in all four plans:
- Includes locating and repairing the fault.
- Compensation for loss of property.
- Return of payment for excess water consumption (only available for Main Dwelling).
What to do if my neighbour sues me? You will always have professional legal assistance for you, your spouse, your partner and your children; this also applies when you need to pursue a claim against a third party. Available in all our plans.
- Legal fees and expenses.
- Fees, duties and other expenses resulting from the procedure.
- Experts’ expenses, if necessary.
- Telephone legal advice on tax issues, contracts, etc.
Your memories, your dreams, your possessions are in your home. Protect yourself against losing them. We cover you in case they are stolen (by theft or robbery) from your home, annexes or outbuildings.
Available in the Main Dwelling, Holiday Dwelling and Rental Dwelling plans. Not available in the Vacant Dwelling plan.
- Compensation for the goods stolen.
- Repair of damage caused by a break-in or attempted break-in.
- Theft outside the house.
- Replacement of keys and locks.
- Fraudulent credit and debit card use.
If you need extra protection, customise your policy with our optional coverage.
- Storerooms and gardens.
- Domestic appliance repair.
- Computer equipment breakdown and failure.
- Computer equipment support (included in the Main Dwelling plan).
- Pets.
- Civil liability for dangerous dogs.
- Personal accidents in the home.
- Loss of refrigerated goods (included in the Main Dwelling plan).